What’s your debt-to-income ratio? And why do lenders care about it?
17/03/2022
New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it's got something to do with your debt-to-income ratio, which we'll explain in...
Flood victims can defer loan repayments for up to 3 months
10/03/2022
Home and business owners impacted by the floods in New South Wales and Queensland can apply to their lender for a three-month loan deferral or reduced payment arrangement. Here's how to apply if you...
Which two capital cities might have just hit their property price peak?
03/03/2022
It's a three-speed property market across the country right now, with two capital cities showing signs prices might've peaked, three cities looking like they could soon peak, and three still going...
Thought about buying an EV? Interest rates for them are dropping
28/02/2022
It wasn't long ago that the idea of buying an electric vehicle (EV) seemed like a bit of futuristic science-fiction. But with interest rates on EV loans recently dropping to under 3%, going electric i...
Where are tradies most in demand at the moment?
24/02/2022
Keen to tackle a renovation project in 2022? You might have noticed that tradies are hard to pin down at the moment. So if you live in one of the suburbs in this week's article, you might want to get...
Fixed rates on the rise, as CommBank tips a June cash rate hike
17/02/2022
Hold onto your hats, things are about to get a little bumpy. Economists from Australia's biggest bank are predicting the Reserve Bank will raise the official cash rate as early as June - and we're...
Flexibility emerges as a key priority for small business loans
14/02/2022
What's most important to you when selecting a lender to provide finance for your small business right now? Well, Australian small business owners have put 'flexibility' when it comes to loan...
Why are houses becoming so much more expensive to build?
10/02/2022
Construction costs just rose at the fastest annual pace since 2005. So why is it getting so expensive to build your own home? Today we'll look at the materials that are becoming more expensive and...
Which cities are expected to have the biggest price growth in 2022?
03/02/2022
National property prices are predicted to rise by up to 9% in 2022, according to REA Group, but which cities are tipped to lead the way in price growth this year? Let's take a look. National...
One in five young adults are saving to start their own business
31/01/2022
Ever dreamed about telling your boss to "shove it" and starting up your own business? Well, there's been a big jump in Millennials and Gen Zs who are saving up to do just that (well, maybe except for...
