Buying land to build on later: what you need to know
21/11/2024
You've seen the perfect piece of land but you're not quite ready to build. No problem - a land loan can be a handy finance solution. However, it can work a bit differently from a regular home loan....
Do you really need a building inspection?
14/11/2024
Your home is possibly the most valuable asset you will ever own. So it's worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden...
Can we expect the RBA to cut back rates this summer?
07/11/2024
With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start falling - and how you could possibly give yourself a rate cut...
How much does LMI really add to a home’s cost?
31/10/2024
Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing? You could take out lenders mortgage insurance (LMI). But how mu...
How to nail a home loan if you’re self-employed
24/10/2024
It's the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes to taking out a home loan, being your own boss can dish up some unexpected...
What’s going on with negative gearing?
17/10/2024
Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative gearing works, why it's so popular among investors, and why it's attracting...
How long it takes to save a deposit (and how to fast-track it)
10/10/2024
Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who's got the patience to save for six years? Today we'll look at four ways you could...
Could rate cuts mean house prices heat up again?
03/10/2024
Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here's why it could make sense to buy sooner rather than later if you're home...
Why 9 out of 10 first-home buyers use a mortgage broker
26/09/2024
Remember the first time you stepped into a gym? It�s unlikely you swaggered your way over to the free weights rack and started busting out squats. Well, it turns out buying your first home can be...
TikTok vs talking to your broker? It’s no contest
19/09/2024
TikTok and Instagram reels are fun, fast and free - but it's important to be picky about whose content you're viewing, especially if you're in the market for a home loan. Chances are, if...
